Définitions et usages de : amortization - Dictionnaire de anglais sensagent

Définition

amortization (n.)

1.payment of an obligation in a series of installments or transfers

2.the reduction of the value of an asset by prorating its cost over a period of years

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Merriam Webster

AmortizationA*mor`ti*za"tion (�), n. [LL. amortisatio, admortizatio. See Amortize, and cf. Admortization.]
1. (Law) The act or right of alienating lands to a corporation, which was considered formerly as transferring them to dead hands, or in mortmain.

2. The extinction of a debt, usually by means of a sinking fund; also, the money thus paid. Simmonds.

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Wikipedia

Amortization

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Look up amortise in Wiktionary, the free dictionary.

Amortization (or amortisation) is the process of decreasing, or accounting for, an amount over a period. The word comes from Middle English amortisen to kill, alienate in mortmain, from Anglo-French amorteser, alteration of amortir, from Vulgar Latin admortire to kill, from Latin ad- + mort-, mors death.

When used in the context of a home purchase, amortization is the process by which your loan principal decreases over the life of your loan. With each mortgage payment that you make, a portion of your payment is applied towards reducing your principal and another portion of your payment is applied towards paying the interest on the loan. An amortization table shows this ratio of principal and interest and demonstrates how your loan's principal amount decreases over time.

Amortization is generally known as depreciation of intangible assets of a firm.

Applications of amortization

Amortization (business), the allocation of a lump sum amount to different time periods, particularly for loans and other forms of finance, including related interest or other finance charges.
- Amortization schedule, a table detailing each periodic payment on a loan (typically a mortgage), as generated by an amortization calculator.
- Negative amortization, an amortization schedule where the loan amount actually increases through not paying the full interest
Amortized analysis, analyzing the execution cost of algorithms over a sequence of operations.
Amortization of capital expenditures of certain assets under accounting rules, particularly intangible assets, in a manner analogous to depreciation.
Amortizing loan
Amortization (tax law)

Amortization is also used in the context of zoning regulations and describes the time in which a property owner has to conform or relocate when the property's use constitutes a preexisting nonconforming use under amended zoning regulations.

Significations et usages de amortization

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Amortization

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Significations et usages de amortization

Définition signaler un problème

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Amortization

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